Kerr County, Texas

• White (non-Hispanic) 35,909 67.1%
• Hispanic or Latino (any race) 14,337 26.8%
• Black or African American (non-Hispanic) 799 1.5%
• Asian (non-Hispanic) 607 1.1%
• Two or more races (non-Hispanic) 1,539 2.9%
• American Indian / Alaska Native (non-Hispanic) 64 0.1%
• Native Hawaiian / Pacific Islander (non-Hispanic) 8 0.0%
• Some other race (non-Hispanic) 226 0.4%

• Under 18 9,675 18.1%
• 18–24 4,293 8.0%
• 25–44 10,763 20.1%
• 45–64 13,214 24.7%
• 65 and over 15,544 29.1%

Median household income

$69,674

90% interval $62,442–$76,906

−$10,049 vs TX · 89th of 254

Below poverty line

11.2%

90% interval 8.5%–13.9%

−2.2 pp vs TX · 200th of 254

Unemployment (12-mo)

3.6%

−0.74 pp vs. state

County GDP

$3.2B

0.12% of state

Avg. annual pay

$58,420

Establishments

1,545

• Education & health services 5,539 28.1%
• Trade, transportation & utilities 3,526 17.9%
• Leisure & hospitality 2,997 15.2%
• Construction 2,077 10.5%
• Manufacturing 1,462 7.4%
• Professional & business services 1,091 5.5%
• Financial activities 670 3.4%
• Other services 624 3.2%
• Public administration 520 2.6%
• Information 223 1.1%
• Natural resources & mining 174 0.9%
• Unclassified 29 0.1%

The sectors listed cover 95.9% of covered employment; BLS withholds the rest to avoid disclosing individual employers.

Home ownership

70.1%

+7.5 pp vs TX · 177th of 254

Median gross rent

$1,109

−$294 vs TX · 61st of 254

Owner-occupied

15,863

Renter-occupied

6,752

• Moderately concentrated

  Top three sectors employ 61% of the county workforce. Substantial intra-sector overlap among panelists is likely; confirm employer relationships before sector-specific framing.

• Moderate wage spread

  Highest-paid sector (Professional & business services, $92,610/yr) pays 3.0× the lowest (Leisure & hospitality, $30,448/yr). Expect meaningful income variation across the panel.

• Mixed business scale

  Average establishment employs 13 workers, a mix of institutional employers and small businesses. Both employed-by-large-institution and small-business-owner perspectives are likely on the panel.

• Republican 21,615 76.8%
• Democratic 6,315 22.4%
• Other / third-party 226 0.8%

• Spanish 6,576 12.9%
• German or other West Germanic 157 0.3%
• Chinese 147 0.3%
• French, Haitian, or Cajun 53 0.1%
• Russian, Polish, or other Slavic 37 0.1%
• Tagalog 27 0.1%
• Korean 8 0.0%
• Vietnamese 4 0.0%

Households

22,615

Family households

14,651

64.8% of households

Married couples w/ children

3,282

22.4% of families

Single-mother families

597

4.1% of families

Veterans

4,289

9.8% of civilians 18+

• Evangelical Protestant 15,200 28.9%
• Catholic 11,083 21.1%
• Mainline Protestant 4,889 9.3%
• Other (non-Christian + minor traditions) 1,444 2.7%
• Black Protestant 456 0.9%

Health insured

82.7%

±1.8 pp

Uninsured

17.3%

±1.8 pp

113th of 254

With a disability

16.4%

±1.6 pp

107th of 254

Bachelor's or higher

31.3%

±2.2 pp

−2.5 pp vs TX · 34th of 254

Uninsured, under 65 (2024)

19.6%

90% interval 18.0%–21.2% · Census SAHIE

The under-65 uninsured rate is not comparable to the ACS insurance figures, which cover all ages.

Trial court

198th District Court

Judges

1 (Total District Court judges with venue over this county; vintage 2026 txcourts.gov directory + Tex. Gov't Code § 24. Texas's court structure is unusual: each urban county has dozens of numbered District Courts (Harris ~60, Dallas ~45, Travis ~25, Bexar ~25, Tarrant ~20) with trial assignments random across the full bench. Rural counties typically have 1-2 District Court judges sitting on a multi-county district. County Court at Law judges (limited jurisdiction) and Constitutional County Court judges (presided over by the elected County Judge) are separately allocated and not counted here. TX has ~474 District Court judges statewide.)

Court seats

Bandera, Kerrville

This judicial district spans multiple counties.

Traffic fatalities

9

20.54 per 100k adults (18+)

Fatal crashes

8