Saginaw County, Michigan

• White (non-Hispanic) 127,944 67.8%
• Hispanic or Latino (any race) 17,381 9.2%
• Black or African American (non-Hispanic) 34,099 18.1%
• Asian (non-Hispanic) 2,219 1.2%
• Two or more races (non-Hispanic) 6,358 3.4%
• American Indian / Alaska Native (non-Hispanic) 244 0.1%
• Native Hawaiian / Pacific Islander (non-Hispanic) 61 0.0%
• Some other race (non-Hispanic) 359 0.2%

• Under 18 40,264 21.3%
• 18–24 17,315 9.2%
• 25–44 45,305 24.0%
• 45–64 47,352 25.1%
• 65 and over 38,429 20.4%

Median household income

$61,572

90% interval $58,175–$64,969

−$10,764 vs MI · 51st of 83

Below poverty line

16.8%

90% interval 14.7%–18.9%

+3.4 pp vs MI · 13th of 83

Unemployment (12-mo)

6.0%

+1.03 pp vs. state

County GDP

$11.0B

1.57% of state

Avg. annual pay

$60,997

Establishments

4,076

• Education & health services 20,697 25.8%
• Trade, transportation & utilities 16,347 20.4%
• Manufacturing 10,964 13.7%
• Leisure & hospitality 9,056 11.3%
• Professional & business services 8,024 10.0%
• Financial activities 3,533 4.4%
• Construction 3,365 4.2%
• Public administration 2,995 3.7%
• Other services 2,342 2.9%
• Information 613 0.8%
• Natural resources & mining 602 0.8%
• Unclassified 113 0.1%

The sectors listed cover 98.1% of covered employment; BLS withholds the rest to avoid disclosing individual employers.

Home ownership

74.1%

+0.9 pp vs MI · 71st of 83

Median gross rent

$947

−$182 vs MI · 31st of 83

Owner-occupied

57,770

Renter-occupied

20,188

• Moderately concentrated

  Top three sectors employ 60% of the county workforce. Substantial intra-sector overlap among panelists is likely; confirm employer relationships before sector-specific framing.

• Moderate wage spread

  Highest-paid sector (Manufacturing, $87,092/yr) pays 3.7× the lowest (Leisure & hospitality, $23,489/yr). Expect meaningful income variation across the panel.

• Institutional employer scale

  Average establishment employs 20 workers, typical of an institutional-employer economy where large hospitals, plants, schools, and government agencies dominate. Expect many panelists to share an employer rather than work for themselves.

• Republican 52,912 51.0%
• Democratic 49,515 47.7%
• Other / third-party 1,411 1.4%

• Spanish 4,180 2.3%
• German or other West Germanic 558 0.3%
• Chinese 289 0.2%
• Arabic 263 0.1%
• Vietnamese 202 0.1%
• Russian, Polish, or other Slavic 180 0.1%
• French, Haitian, or Cajun 163 0.1%
• Korean 126 0.1%
• Tagalog 63 0.0%

Households

77,958

Family households

47,706

61.2% of households

Married couples w/ children

10,581

22.2% of families

Single-mother families

6,661

14.0% of families

Veterans

9,767

6.6% of civilians 18+

• Evangelical Protestant 32,782 17.2%
• Catholic 31,780 16.7%
• Black Protestant 14,174 7.5%
• Mainline Protestant 8,810 4.6%
• Other (non-Christian + minor traditions) 2,820 1.5%
• Orthodox 500 0.3%

Health insured

95.5%

±0.5 pp

Uninsured

4.5%

±0.5 pp

64th of 83

With a disability

17.4%

±0.7 pp

36th of 83

Bachelor's or higher

24.4%

±0.9 pp

−8.0 pp vs MI · 32nd of 83

Uninsured, under 65 (2024)

6.4%

90% interval 5.8%–7.0% · Census SAHIE

The under-65 uninsured rate is not comparable to the ACS insurance figures, which cover all ages.

Trial court

10th Judicial Circuit Court

Judges

5 (Circuit Court judges per circuit (general civil + felony criminal jurisdiction); District Court judges (limited jurisdiction) and Probate Court judges separate. Vintage 2026 courts.michigan.gov / Wikipedia 'Michigan Circuit Courts' table; cross-checked against MCL § 600.508.)

Court seats

Saginaw

Traffic fatalities

29

19.54 per 100k adults (18+)

Fatal crashes

27