Harford County, Maryland

• White (non-Hispanic) 188,826 71.6%
• Hispanic or Latino (any race) 15,290 5.8%
• Black or African American (non-Hispanic) 37,254 14.1%
• Asian (non-Hispanic) 7,897 3.0%
• Two or more races (non-Hispanic) 12,431 4.7%
• American Indian / Alaska Native (non-Hispanic) 185 0.1%
• Native Hawaiian / Pacific Islander (non-Hispanic) 138 0.1%
• Some other race (non-Hispanic) 1,736 0.7%

• Under 18 58,777 22.3%
• 18–24 19,929 7.6%
• 25–44 67,898 25.7%
• 45–64 71,137 27.0%
• 65 and over 46,016 17.4%

Median household income

$110,665

90% interval $107,333–$113,997

+$7,830 vs MD · 10th of 24

Below poverty line

6.9%

90% interval 5.5%–8.3%

−2.3 pp vs MD · 17th of 24

Unemployment (12-mo)

3.8%

−0.48 pp vs. state

County GDP

$17.9B

3.28% of state

Avg. annual pay

$68,699

Establishments

6,356

• Trade, transportation & utilities 21,706 22.6%
• Education & health services 19,348 20.1%
• Professional & business services 13,649 14.2%
• Public administration 12,989 13.5%
• Leisure & hospitality 10,112 10.5%
• Construction 6,443 6.7%
• Manufacturing 4,859 5.1%
• Other services 2,993 3.1%
• Financial activities 2,900 3.0%
• Information 526 0.5%
• Natural resources & mining 334 0.3%

Home ownership

79.7%

+12.1 pp vs MD · 6th of 24

Median gross rent

$1,586

−$119 vs MD · 11th of 24

Owner-occupied

81,092

Renter-occupied

20,703

• Moderately concentrated

  Top three sectors employ 57% of the county workforce. Substantial intra-sector overlap among panelists is likely; confirm employer relationships before sector-specific framing.

• Wide wage spread

  Highest-paid sector (Public administration, $109,963/yr) pays 4.4× the lowest (Leisure & hospitality, $25,233/yr). Stark intra-economy class divisions on the panel; calibrate damages and lost-wages framing to that range.

• Mixed business scale

  Average establishment employs 15 workers, a mix of institutional employers and small businesses. Both employed-by-large-institution and small-business-owner perspectives are likely on the panel.

• Republican 83,050 55.7%
• Democratic 62,453 41.9%
• Other / third-party 3,517 2.4%

• Spanish 8,455 3.4%
• Russian, Polish, or other Slavic 1,633 0.7%
• Chinese 1,235 0.5%
• German or other West Germanic 998 0.4%
• French, Haitian, or Cajun 708 0.3%
• Korean 699 0.3%
• Tagalog 631 0.3%
• Vietnamese 488 0.2%
• Arabic 299 0.1%

Households

101,795

Family households

71,369

70.1% of households

Married couples w/ children

21,784

30.5% of families

Single-mother families

4,643

6.5% of families

Veterans

17,501

8.6% of civilians 18+

• Catholic 38,135 14.6%
• Evangelical Protestant 26,916 10.3%
• Mainline Protestant 16,212 6.2%
• Other (non-Christian + minor traditions) 5,770 2.2%
• Black Protestant 4,034 1.5%
• Orthodox 210 0.1%

Health insured

96.4%

±0.4 pp

Uninsured

3.6%

±0.4 pp

21st of 24

With a disability

11.3%

±0.5 pp

16th of 24

Bachelor's or higher

40.3%

±1.1 pp

−3.1 pp vs MD · 8th of 24

Uninsured, under 65 (2024)

4.4%

90% interval 4.0%–4.8% · Census SAHIE

The under-65 uninsured rate is not comparable to the ACS insurance figures, which cover all ages.

Trial court

3rd Judicial Circuit Court

Judges

24 (Circuit Court judges per circuit (general civil + criminal jurisdiction); District Court of Maryland judges (limited jurisdiction, no jury trials) separate. Vintage 2026 mdcourts.gov; counts approximate statutory allocations per Md. Code Cts. & Jud. Proc. § 1-503.)

Court seats

Bel Air, Towson

This judicial district spans multiple counties.

Traffic fatalities

13

6.34 per 100k adults (18+)

Fatal crashes

12