Pendleton County, Kentucky

• White (non-Hispanic) 13,587 92.3%
• Hispanic or Latino (any race) 237 1.6%
• Black or African American (non-Hispanic) 60 0.4%
• Asian (non-Hispanic) 35 0.2%
• Two or more races (non-Hispanic) 732 5.0%
• American Indian / Alaska Native (non-Hispanic) 8 0.1%
• Native Hawaiian / Pacific Islander (non-Hispanic) 4 0.0%
• Some other race (non-Hispanic) 60 0.4%

• Under 18 3,427 23.3%
• 18–24 1,104 7.5%
• 25–44 3,415 23.2%
• 45–64 4,204 28.6%
• 65 and over 2,573 17.5%

Median household income

$68,030

90% interval $60,415–$75,645

+$3,549 vs KY · 20th of 120

Below poverty line

13.7%

90% interval 10.8%–16.6%

−1.7 pp vs KY · 97th of 120

Unemployment (12-mo)

4.3%

−0.18 pp vs. state

County GDP

$410.9M

0.14% of state

Avg. annual pay

$56,461

Establishments

293

• Trade, transportation & utilities 282 12.7%
• Professional & business services 249 11.2%
• Education & health services 229 10.3%
• Manufacturing 218 9.8%
• Leisure & hospitality 172 7.7%
• Public administration 157 7.1%
• Financial activities 100 4.5%
• Other services 39 1.8%

The sectors listed cover 65.0% of covered employment; BLS withholds the rest to avoid disclosing individual employers.

Home ownership

74.7%

+6.4 pp vs KY · 57th of 120

Median gross rent

$793

−$174 vs KY · 53rd of 120

Owner-occupied

4,063

Renter-occupied

1,379

• Diversified

  Top three sectors employ 34% of the workforce, a relatively diversified local economy. Expect mixed employer backgrounds on the panel rather than concentration in any one institution or industry.

• Moderate wage spread

  Highest-paid sector (Professional & business services, $73,946/yr) pays 3.4× the lowest (Leisure & hospitality, $21,963/yr). Expect meaningful income variation across the panel.

• Small-business scale

  Average establishment employs only 7.6 workers, a small-business-dominated local economy. Expect more self-employed and small-business-owner panelists than in institutional-employer venues.

• Republican 5,593 81.1%
• Democratic 1,210 17.5%
• Other / third-party 97 1.4%

• Spanish 109 0.8%
• German or other West Germanic 40 0.3%
• Tagalog 3 0.0%

Households

5,442

Family households

3,657

67.2% of households

Married couples w/ children

885

24.2% of families

Single-mother families

157

4.3% of families

Veterans

737

6.5% of civilians 18+

• Evangelical Protestant 6,222 42.5%
• Mainline Protestant 616 4.2%
• Catholic 217 1.5%

Health insured

93.5%

±2 pp

Uninsured

6.5%

±2 pp

43rd of 120

With a disability

21.8%

±2.9 pp

56th of 120

Bachelor's or higher

15.4%

±2.6 pp

−12.2 pp vs KY · 76th of 120

Uninsured, under 65 (2024)

9.2%

90% interval 8.1%–10.3% · Census SAHIE

The under-65 uninsured rate is not comparable to the ACS insurance figures, which cover all ages.

Trial court

18th Judicial Circuit Court

Judges

1 (Circuit Court judges per circuit (general civil + felony criminal jurisdiction; civil amount-in-controversy > $5,000); District Court judges (limited jurisdiction) separate. Vintage 2026 kycourts.gov; shaded-bench counts per Wikipedia 'Kentucky Circuit Courts' judge-count map, with the three '6 or more' circuits (16th Kenton, 22nd Fayette, 30th Jefferson) hard-pinned to 6, 9, and 23 respectively per Wikipedia footnote 4. Mid-range single-county metro and exurban-cluster circuits are conservative midpoints; verify against KRS § 23A.040 before relying on exact counts.)

Court seats

Carlisle, Cynthiana, Falmouth, Mount Olivet

This judicial district spans multiple counties.

Traffic fatalities

2

17.71 per 100k adults (18+)

Fatal crashes

2