Oldham County, Kentucky

• White (non-Hispanic) 59,255 85.6%
• Hispanic or Latino (any race) 3,466 5.0%
• Black or African American (non-Hispanic) 1,999 2.9%
• Asian (non-Hispanic) 1,134 1.6%
• Two or more races (non-Hispanic) 2,807 4.1%
• American Indian / Alaska Native (non-Hispanic) 35 0.1%
• Native Hawaiian / Pacific Islander (non-Hispanic) 0 0.0%
• Some other race (non-Hispanic) 561 0.8%

• Under 18 17,135 24.7%
• 18–24 5,761 8.3%
• 25–44 17,048 24.6%
• 45–64 19,217 27.7%
• 65 and over 10,096 14.6%

Median household income

$123,360

90% interval $116,576–$130,144

+$58,879 vs KY · 1st of 120

Below poverty line

6.0%

90% interval 4.9%–7.1%

−9.4 pp vs KY · 120th of 120

Unemployment (12-mo)

3.8%

−0.59 pp vs. state

County GDP

$3.0B

1.02% of state

Avg. annual pay

$66,912

Establishments

2,560

• Education & health services 2,766 16.3%
• Trade, transportation & utilities 2,544 15.0%
• Financial activities 2,059 12.1%
• Leisure & hospitality 1,826 10.7%
• Professional & business services 1,607 9.5%
• Public administration 1,150 6.8%
• Other services 478 2.8%
• Information 64 0.4%

The sectors listed cover 73.5% of covered employment; BLS withholds the rest to avoid disclosing individual employers.

Home ownership

87.1%

+18.8 pp vs KY · 3rd of 120

Median gross rent

$1,219

+$252 vs KY · 3rd of 120

Owner-occupied

20,058

Renter-occupied

2,967

• Diversified

  Top three sectors employ 43% of the workforce, a relatively diversified local economy. Expect mixed employer backgrounds on the panel rather than concentration in any one institution or industry.

• Wide wage spread

  Highest-paid sector (Financial activities, $108,894/yr) pays 4.4× the lowest (Information, $24,853/yr). Stark intra-economy class divisions on the panel; calibrate damages and lost-wages framing to that range.

• Small-business scale

  Average establishment employs only 6.6 workers, a small-business-dominated local economy. Expect more self-employed and small-business-owner panelists than in institutional-employer venues.

• Republican 23,025 60.3%
• Democratic 14,402 37.7%
• Other / third-party 760 2.0%

• Spanish 2,042 3.1%
• Chinese 310 0.5%
• French, Haitian, or Cajun 283 0.4%
• German or other West Germanic 222 0.3%
• Russian, Polish, or other Slavic 171 0.3%
• Arabic 157 0.2%
• Tagalog 91 0.1%
• Vietnamese 88 0.1%
• Korean 10 0.0%

Households

23,025

Family households

18,629

80.9% of households

Married couples w/ children

7,076

38.0% of families

Single-mother families

1,290

6.9% of families

Veterans

3,634

7% of civilians 18+

• Catholic 7,211 10.7%
• Evangelical Protestant 6,930 10.3%
• Mainline Protestant 6,185 9.1%
• Other (non-Christian + minor traditions) 4,437 6.6%

Health insured

96.8%

±0.6 pp

Uninsured

3.2%

±0.6 pp

112th of 120

With a disability

9.9%

±1 pp

120th of 120

Bachelor's or higher

46.4%

±2 pp

+18.8 pp vs KY · 2nd of 120

Uninsured, under 65 (2024)

4.3%

90% interval 3.8%–4.8% · Census SAHIE

The under-65 uninsured rate is not comparable to the ACS insurance figures, which cover all ages.

Trial court

12th Judicial Circuit Court

Judges

3 (Circuit Court judges per circuit (general civil + felony criminal jurisdiction; civil amount-in-controversy > $5,000); District Court judges (limited jurisdiction) separate. Vintage 2026 kycourts.gov; shaded-bench counts per Wikipedia 'Kentucky Circuit Courts' judge-count map, with the three '6 or more' circuits (16th Kenton, 22nd Fayette, 30th Jefferson) hard-pinned to 6, 9, and 23 respectively per Wikipedia footnote 4. Mid-range single-county metro and exurban-cluster circuits are conservative midpoints; verify against KRS § 23A.040 before relying on exact counts.)

Court seats

Bedford, La Grange, New Castle

This judicial district spans multiple counties.

Traffic fatalities

4

7.67 per 100k adults (18+)

Fatal crashes

4