Garrard County, Kentucky

• White (non-Hispanic) 16,096 91.6%
• Hispanic or Latino (any race) 524 3.0%
• Black or African American (non-Hispanic) 415 2.4%
• Asian (non-Hispanic) 9 0.1%
• Two or more races (non-Hispanic) 366 2.1%
• American Indian / Alaska Native (non-Hispanic) 30 0.2%
• Native Hawaiian / Pacific Islander (non-Hispanic) 0 0.0%
• Some other race (non-Hispanic) 128 0.7%

• Under 18 3,791 21.6%
• 18–24 1,253 7.1%
• 25–44 4,174 23.8%
• 45–64 5,061 28.8%
• 65 and over 3,289 18.7%

Median household income

$64,539

90% interval $57,680–$71,398

+$58 vs KY · 37th of 120

Below poverty line

14.3%

90% interval 11.4%–17.2%

−1.1 pp vs KY · 86th of 120

Unemployment (12-mo)

4.3%

−0.18 pp vs. state

County GDP

$431.8M

0.15% of state

Avg. annual pay

$50,800

Establishments

452

• Trade, transportation & utilities 509 18.9%
• Construction 449 16.7%
• Education & health services 351 13.1%
• Professional & business services 204 7.6%
• Leisure & hospitality 168 6.3%
• Public administration 148 5.5%
• Financial activities 73 2.7%
• Other services 67 2.5%

The sectors listed cover 73.3% of covered employment; BLS withholds the rest to avoid disclosing individual employers.

Home ownership

79.9%

+11.6 pp vs KY · 17th of 120

Median gross rent

$794

−$173 vs KY · 52nd of 120

Owner-occupied

5,349

Renter-occupied

1,346

• Diversified

  Top three sectors employ 49% of the workforce, a relatively diversified local economy. Expect mixed employer backgrounds on the panel rather than concentration in any one institution or industry.

• Moderate wage spread

  Highest-paid sector (Construction, $74,143/yr) pays 3.8× the lowest (Leisure & hospitality, $19,621/yr). Expect meaningful income variation across the panel.

• Small-business scale

  Average establishment employs only 5.9 workers, a small-business-dominated local economy. Expect more self-employed and small-business-owner panelists than in institutional-employer venues.

• Republican 7,086 79.5%
• Democratic 1,719 19.3%
• Other / third-party 112 1.3%

• Spanish 469 2.8%
• German or other West Germanic 112 0.7%
• Russian, Polish, or other Slavic 42 0.3%
• Tagalog 9 0.1%

Households

6,695

Family households

4,831

72.2% of households

Married couples w/ children

1,261

26.1% of families

Single-mother families

256

5.3% of families

Veterans

1,150

8.3% of civilians 18+

• Evangelical Protestant 7,621 45.0%
• Mainline Protestant 820 4.8%
• Catholic 80 0.5%
• Other (non-Christian + minor traditions) 13 0.1%

Health insured

92.4%

±2 pp

Uninsured

7.6%

±2 pp

28th of 120

With a disability

19.1%

±2.3 pp

80th of 120

Bachelor's or higher

18.7%

±2.4 pp

−8.9 pp vs KY · 45th of 120

Uninsured, under 65 (2024)

9.9%

90% interval 8.7%–11.1% · Census SAHIE

The under-65 uninsured rate is not comparable to the ACS insurance figures, which cover all ages.

Trial court

13th Judicial Circuit Court

Judges

2 (Circuit Court judges per circuit (general civil + felony criminal jurisdiction; civil amount-in-controversy > $5,000); District Court judges (limited jurisdiction) separate. Vintage 2026 kycourts.gov; shaded-bench counts per Wikipedia 'Kentucky Circuit Courts' judge-count map, with the three '6 or more' circuits (16th Kenton, 22nd Fayette, 30th Jefferson) hard-pinned to 6, 9, and 23 respectively per Wikipedia footnote 4. Mid-range single-county metro and exurban-cluster circuits are conservative midpoints; verify against KRS § 23A.040 before relying on exact counts.)

Court seats

Lancaster, Nicholasville

This judicial district spans multiple counties.

Traffic fatalities

4

29.03 per 100k adults (18+)

Fatal crashes

3