St. Joseph County, Indiana

• White (non-Hispanic) 188,188 68.9%
• Hispanic or Latino (any race) 28,786 10.5%
• Black or African American (non-Hispanic) 33,512 12.3%
• Asian (non-Hispanic) 7,429 2.7%
• Two or more races (non-Hispanic) 13,476 4.9%
• American Indian / Alaska Native (non-Hispanic) 229 0.1%
• Native Hawaiian / Pacific Islander (non-Hispanic) 200 0.1%
• Some other race (non-Hispanic) 1,220 0.4%

• Under 18 63,303 23.2%
• 18–24 30,986 11.3%
• 25–44 69,965 25.6%
• 45–64 62,763 23.0%
• 65 and over 46,023 16.9%

Median household income

$64,573

90% interval $61,122–$68,024

−$7,385 vs IN · 71st of 92

Below poverty line

15.4%

90% interval 13.7%–17.1%

+3.3 pp vs IN · 11th of 92

Unemployment (12-mo)

3.7%

+0.29 pp vs. state

County GDP

$19.5B

3.75% of state

Avg. annual pay

$62,097

Establishments

6,748

• Education & health services 38,512 31.6%
• Trade, transportation & utilities 23,076 18.9%
• Leisure & hospitality 13,865 11.4%
• Manufacturing 12,893 10.6%
• Professional & business services 11,044 9.1%
• Construction 6,392 5.2%
• Financial activities 5,213 4.3%
• Public administration 4,562 3.7%
• Other services 4,077 3.3%
• Information 2,044 1.7%
• Natural resources & mining 239 0.2%

Home ownership

69.0%

−1.6 pp vs IN · 84th of 92

Median gross rent

$1,062

+$0 vs IN · 13th of 92

Owner-occupied

74,022

Renter-occupied

33,230

• Moderately concentrated

  Top three sectors employ 62% of the county workforce. Substantial intra-sector overlap among panelists is likely; confirm employer relationships before sector-specific framing.

• Moderate wage spread

  Highest-paid sector (Construction, $85,900/yr) pays 3.2× the lowest (Leisure & hospitality, $26,493/yr). Expect meaningful income variation across the panel.

• Institutional employer scale

  Average establishment employs 18 workers, typical of an institutional-employer economy where large hospitals, plants, schools, and government agencies dominate. Expect many panelists to share an employer rather than work for themselves.

• Democratic 55,215 50.0%
• Republican 53,585 48.5%
• Other / third-party 1,619 1.5%

• Spanish 17,075 6.7%
• Chinese 1,482 0.6%
• German or other West Germanic 861 0.3%
• Russian, Polish, or other Slavic 786 0.3%
• Korean 747 0.3%
• Tagalog 580 0.2%
• French, Haitian, or Cajun 558 0.2%
• Vietnamese 532 0.2%
• Arabic 399 0.2%

Households

107,252

Family households

63,612

59.3% of households

Married couples w/ children

17,024

26.8% of families

Single-mother families

7,160

11.3% of families

Veterans

11,545

5.5% of civilians 18+

• Catholic 46,674 17.1%
• Evangelical Protestant 34,918 12.8%
• Mainline Protestant 11,866 4.3%
• Black Protestant 8,304 3.0%
• Other (non-Christian + minor traditions) 6,199 2.3%
• Orthodox 610 0.2%

Health insured

92.9%

±0.5 pp

Uninsured

7.1%

±0.5 pp

34th of 92

With a disability

13.4%

±0.6 pp

72nd of 92

Bachelor's or higher

33.5%

±1.2 pp

+4.0 pp vs IN · 11th of 92

Uninsured, under 65 (2024)

9.0%

90% interval 8.2%–9.8% · Census SAHIE

The under-65 uninsured rate is not comparable to the ACS insurance figures, which cover all ages.

Trial court

St. Joseph Circuit Court

Judges

9 (Combined Circuit + Superior Court trial-court judges per county (both have general civil + criminal jurisdiction); vintage 2026 Indiana Office of Judicial Administration Judicial Service Report, cross-checked against courts.in.gov per-county rosters. Counties with a count of 1 operate the Circuit Court only; larger counties add Superior Court judges with concurrent general jurisdiction. Marion County (Indianapolis) is by far the largest single-county bench in Indiana.)

Court seats

South Bend

Traffic fatalities

23

10.97 per 100k adults (18+)

Fatal crashes

23