Okaloosa County, Florida

• White (non-Hispanic) 150,004 69.3%
• Hispanic or Latino (any race) 24,572 11.3%
• Black or African American (non-Hispanic) 19,735 9.1%
• Asian (non-Hispanic) 7,038 3.2%
• Two or more races (non-Hispanic) 13,593 6.3%
• American Indian / Alaska Native (non-Hispanic) 286 0.1%
• Native Hawaiian / Pacific Islander (non-Hispanic) 247 0.1%
• Some other race (non-Hispanic) 1,124 0.5%

• Under 18 48,926 22.6%
• 18–24 18,175 8.4%
• 25–44 62,483 28.8%
• 45–64 50,968 23.5%
• 65 and over 36,047 16.6%

Median household income

$81,348

90% interval $76,721–$85,975

+$3,661 vs FL · 18th of 67

Below poverty line

10.6%

90% interval 9.0%–12.2%

−1.5 pp vs FL · 50th of 67

Unemployment (12-mo)

4.5%

−0.02 pp vs. state

County GDP

$19.0B

1.1% of state

Avg. annual pay

$63,935

Establishments

7,481

• Professional & business services 16,503 18.4%
• Trade, transportation & utilities 15,679 17.5%
• Education & health services 15,581 17.4%
• Leisure & hospitality 15,295 17.1%
• Public administration 11,042 12.3%
• Financial activities 4,669 5.2%
• Construction 4,133 4.6%
• Other services 2,976 3.3%
• Natural resources & mining 16 0.0%
• Information 9 0.0%

The sectors listed cover 95.9% of covered employment; BLS withholds the rest to avoid disclosing individual employers.

Home ownership

68.4%

+0.8 pp vs FL · 55th of 67

Median gross rent

$1,612

−$57 vs FL · 17th of 67

Owner-occupied

58,417

Renter-occupied

26,994

• Diversified

  Top three sectors employ 53% of the workforce, a relatively diversified local economy. Expect mixed employer backgrounds on the panel rather than concentration in any one institution or industry.

• Moderate wage spread

  Highest-paid sector (Professional & business services, $91,514/yr) pays 2.9× the lowest (Leisure & hospitality, $31,400/yr). Expect meaningful income variation across the panel.

• Mixed business scale

  Average establishment employs 12 workers, a mix of institutional employers and small businesses. Both employed-by-large-institution and small-business-owner perspectives are likely on the panel.

• Republican 80,309 70.7%
• Democratic 32,074 28.2%
• Other / third-party 1,251 1.1%

• Spanish 14,560 7.2%
• Tagalog 1,542 0.8%
• German or other West Germanic 1,031 0.5%
• Russian, Polish, or other Slavic 800 0.4%
• French, Haitian, or Cajun 799 0.4%
• Korean 557 0.3%
• Vietnamese 400 0.2%
• Chinese 343 0.2%
• Arabic 105 0.1%

Households

85,411

Family households

57,359

67.2% of households

Married couples w/ children

16,151

28.2% of families

Single-mother families

4,914

8.6% of families

Veterans

31,494

20.4% of civilians 18+

• Evangelical Protestant 60,728 28.7%
• Mainline Protestant 22,941 10.8%
• Catholic 17,924 8.5%
• Other (non-Christian + minor traditions) 8,154 3.9%
• Black Protestant 1,590 0.8%
• Orthodox 266 0.1%

Health insured

88.2%

±0.8 pp

Uninsured

11.8%

±0.8 pp

31st of 67

With a disability

15.5%

±0.8 pp

43rd of 67

Bachelor's or higher

34.8%

±1.3 pp

+0.7 pp vs FL · 18th of 67

Uninsured, under 65 (2024)

13.0%

90% interval 11.9%–14.1% · Census SAHIE

The under-65 uninsured rate is not comparable to the ACS insurance figures, which cover all ages.

Trial court

1st Judicial Circuit Court

Judges

21 (Circuit Court judges per circuit (general civil + felony criminal jurisdiction); County Court judges (limited jurisdiction: claims ≤ $50,000, misdemeanors, traffic) separate. Vintage 2026 flcourts.gov; statutory judgeships are reauthorized annually by the Florida Supreme Court's certification of need under Fla. Stat. § 26.031 and may shift by ±1-2 between sessions. Counts for smaller rural circuits (3rd, 16th) are statutory minimums per § 26.031.)

Court seats

Crestview, DeFuniak Springs, Milton, Pensacola

This judicial district spans multiple counties.

Traffic fatalities

19

11.33 per 100k adults (18+)

Fatal crashes

19