Bay County, Florida

• White (non-Hispanic) 135,483 72.7%
• Hispanic or Latino (any race) 17,061 9.2%
• Black or African American (non-Hispanic) 18,301 9.8%
• Asian (non-Hispanic) 3,806 2.0%
• Two or more races (non-Hispanic) 10,345 5.6%
• American Indian / Alaska Native (non-Hispanic) 378 0.2%
• Native Hawaiian / Pacific Islander (non-Hispanic) 160 0.1%
• Some other race (non-Hispanic) 859 0.5%

• Under 18 39,382 21.1%
• 18–24 14,068 7.5%
• 25–44 48,975 26.3%
• 45–64 49,890 26.8%
• 65 and over 34,078 18.3%

Median household income

$76,080

90% interval $72,200–$79,960

−$1,607 vs FL · 26th of 67

Below poverty line

11.6%

90% interval 9.5%–13.7%

−0.5 pp vs FL · 43rd of 67

Unemployment (12-mo)

4.7%

+0.17 pp vs. state

County GDP

$13.5B

0.78% of state

Avg. annual pay

$55,560

Establishments

6,833

• Trade, transportation & utilities 16,646 20.0%
• Education & health services 15,850 19.0%
• Leisure & hospitality 15,051 18.1%
• Professional & business services 9,893 11.9%
• Public administration 7,005 8.4%
• Construction 6,951 8.3%
• Financial activities 4,729 5.7%
• Manufacturing 3,616 4.3%
• Other services 2,506 3.0%
• Information 743 0.9%
• Natural resources & mining 222 0.3%
• Unclassified 41 0.0%

Home ownership

66.8%

−0.8 pp vs FL · 56th of 67

Median gross rent

$1,484

−$185 vs FL · 26th of 67

Owner-occupied

52,660

Renter-occupied

26,118

• Moderately concentrated

  Top three sectors employ 57% of the county workforce. Substantial intra-sector overlap among panelists is likely; confirm employer relationships before sector-specific framing.

• Moderate wage spread

  Highest-paid sector (Public administration, $82,081/yr) pays 2.6× the lowest (Leisure & hospitality, $31,863/yr). Expect meaningful income variation across the panel.

• Mixed business scale

  Average establishment employs 12 workers, a mix of institutional employers and small businesses. Both employed-by-large-institution and small-business-owner perspectives are likely on the panel.

• Republican 71,497 73.1%
• Democratic 25,201 25.8%
• Other / third-party 1,077 1.1%

• Spanish 11,753 6.7%
• Russian, Polish, or other Slavic 1,189 0.7%
• Vietnamese 737 0.4%
• Arabic 682 0.4%
• Tagalog 660 0.4%
• French, Haitian, or Cajun 538 0.3%
• German or other West Germanic 489 0.3%
• Korean 237 0.1%
• Chinese 174 0.1%

Households

78,778

Family households

50,398

64.0% of households

Married couples w/ children

12,157

24.1% of families

Single-mother families

5,123

10.2% of families

Veterans

19,659

13.6% of civilians 18+

• Evangelical Protestant 39,800 22.7%
• Catholic 11,526 6.6%
• Mainline Protestant 6,400 3.7%
• Other (non-Christian + minor traditions) 4,758 2.7%
• Black Protestant 1,930 1.1%
• Orthodox 167 0.1%

Health insured

85.6%

±1.1 pp

Uninsured

14.4%

±1.1 pp

12th of 67

With a disability

17.4%

±0.9 pp

29th of 67

Bachelor's or higher

29.6%

±1.4 pp

−4.5 pp vs FL · 28th of 67

Uninsured, under 65 (2024)

14.7%

90% interval 13.5%–15.9% · Census SAHIE

The under-65 uninsured rate is not comparable to the ACS insurance figures, which cover all ages.

Trial court

14th Judicial Circuit Court

Judges

13 (Circuit Court judges per circuit (general civil + felony criminal jurisdiction); County Court judges (limited jurisdiction: claims ≤ $50,000, misdemeanors, traffic) separate. Vintage 2026 flcourts.gov; statutory judgeships are reauthorized annually by the Florida Supreme Court's certification of need under Fla. Stat. § 26.031 and may shift by ±1-2 between sessions. Counts for smaller rural circuits (3rd, 16th) are statutory minimums per § 26.031.)

Court seats

Blountstown, Bonifay, Chipley, Marianna, Panama City, Port St. Joe

This judicial district spans multiple counties.

Traffic fatalities

36

24.49 per 100k adults (18+)

Fatal crashes

35